How it Works

Is This Real?

See what financial experts globally say about the UK State Pension opportunity.

IMPORTANT: The ability to buy 18 past years ended on 5 April 2025.
Most people can NOW buy 6 past + future years to massively increase their UK State Pension entitlement.

The same information applies equally to anyone who worked for 3+ years in the UK and then left.
(The 3 years may consist of just 1 UK year immediately followed by 2 EU years)

‘$480,000 opportunity for Australians who did a stint in London’

Australian Financial Review →

‘A Massive Return’

The Post (NZ) →

‘Ever worked in the UK? Here’s how to cash in on its pension windfall’

Irish Independent →

‘Hard to Believe it’s Genuine’

RTE Radio →

‘How to top up your UK state pension when you live in France’

CONEXXION FRANCE →

‘Secure a cut-price British pension’

THE SYDNEY MORNING HERALD →

‘A "tragedy" that people don't realise what they're entitled to’

‘Probably the most lucrative thing you'll ever do.’

ITV - THIS MORNING →

‘Boosting AUS & UK State Pensions’

Ticker TV News →

‘UK Loophole allows non-UK residents to apply for full state pension’

Financial Times →

‘HMRC loophole hands foreigners full UK state pension’

Daily Express →

‘XtraPension simplifies boosting UK State Pension income’

BUSINESS & FINANCE →

‘XtraPension Interview’

C103 rADIO →

‘Are there any downsides to buying back pension years so I can claim a UK pension?’

IRISH INDEPENDENT →

‘One of the best returns you’ll ever get’

THE SCOTTISH SUN →

‘A Guaranteed Rolls-Royce Pension’

‘It's a Very Good Deal’

NEWSTALK FM →

‘You Might Be Entitled To A UK Pension’

RADIO KERRY →

‘Ever worked in the UK? You could be eligible for thousands’

‘Why are UK pensions so complicated?’

THE GUARDIAN →

Am I Eligible?

Take the 60 second Test!

Instant Answer
See how much you will get
See what it will cost you

You are a How many consecutive years did you work in the UK (& paid National Insurance)? When did you leave the UK? How old are?

Did you immediately continue working abroad after you left the UK? If you started working abroad again, when did(/will) you start?

Have you a private UK pension?

What’s your occupation now?

Are you working now? I understand and accept the following approximate estimate is provided for information purposes based on the information I provided and XtraPension’s understanding of HMRC’s current rules and guidelines.I accept that while it is unlikely, my official HMRC claim assessment may be different.

Thank you! Your submission has been received!

Oops! Something went wrong while submitting the form.

Did You Work for 1+ Years in the UK?

XtraPension is a specialist execution-only service that helps people globally apply for and maximise their UK state pension entitlements. We do not offer pension or financial advice nor do we handle client money intended for HMRC. If in doubt, please contact a financial advisor.
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Your application to pay voluntary National Insurance contributions will be submitted by an approved and official HMRC Agent. XtraPension Ltd is an Irish company (749802)

This website uses rounded Euro approximations to explain the overall HMRC process, estimated costs and benefits in a simple jargon-free way.

Where we say €200 for a cheap (Class 2) year or €1,000 for expensive (Class 3) years, the actual figures are STG £179 and STG £907 per year respectively.

Where we say a full UK state pension is €14,000, the actual figure is STG £11,973 (Effective April 2025).

© XtraPension, Ireland.

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