Pension Keeper Service

What's Included:

UK STATE PENSION CHANGES
‍Stay informed to not miss out. We keep you updated!

CLAIMING PENSION?
We’ll help you when you reach State Pension age

WE CHECK WITH HMRC
Ensures payment received &
years correctly allocated

IT'S EASY TO FORGET!
Use us for peace of mind with all questions answered!

STAY ON TRACK
EVERY YEAR
We tell you when, how much
and how to pay HMRC

DEFERRAL ADVICE
What are the pros and cons of deferral? Ask us.

CHANGED CIRCUMSTANCES?
You have obligations if so. Don't lose thousands over nuanced rules.

Pension Keeper Annual Cost: €125 / US$150 / C$200 / A$200 / N$200 / ZAR2000

XtraPension is a specialist execution-only service that helps people globally apply for and maximise their UK state pension entitlements. We do not offer pension or financial advice nor do we handle client money intended for HMRC. If in doubt, please contact a financial advisor.

Quotes by journalists like Martin Lewis, Maya Fisher-French etc regarding the UK State Pension TopUp opportunity are not endorsements by them of XtraPension Ltd.
‍
Your application to pay voluntary National Insurance contributions will be submitted by an approved and official HMRC Agent. XtraPension Ltd is an Irish company (749802)

This website uses rounded Euro approximations to explain the overall HMRC process, estimated costs and benefits in a simple jargon-free way.

Where we say €200 for a cheap (Class 2) year or €1,000 for expensive (Class 3) years, the actual figures are STG £179 and STG £907 per year respectively.

Where we say a full UK state pension is €14,000, the actual figure is STG £11,973 (Effective April 2025).

PENSION KEEPER

Your UK State Pension is Our Priority

Protect & Maximise It!

£7,170 is what
you will lose

over a 20-year retirement approx if you miss buying just one year of voluntary National Insurance contributions.