Only if you compare it to the bargain basement Class 2 cost...
Class 3 is what UK Residents have always paid.

‍Buying Class 3 years is "One of the best returns you’ll ever get" said Martin Lewis CBE, UK Financial Journalist & Broadcaster speaking in early 2025 to UK RESIDENTS who could never pay Class 2.

The financial return over a typical 20 year retirement in a UK State Pension for Class 3 is OUTSTANDING.

• Buying a Class 2 year gives you back €40 for every €1 you pay in - GUARANTEED.
• Buying a Class 3 year gives you back €8 for every €1 you pay in - GUARANTEED.

By comparison...

• A MEDIUM-risk private pension typically gives €4 for every €1 you pay in - NOT GUARANTEED.
• A HIGH-risk private pension typically gives you €5 for every €1 you pay in - NOT GUARANTEED.

Please see Common Scenarios – Costs & Expected Pension