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Got a Class 3 Approval Letter
but think it’s wrong?

We’ll Appeal it on Your Behalf
No Win, No Fee!

You may still qualify for Class 2 even if you were approved for Class 3…
‍
✓  People given Class 3 Approval
✓  People who worked abroad but got Class 3
✓  People who already paid Class 3
✓  Existing UK State Pension recipients
✓  People living outside the UK
✓  Class 3 payments made since 2006
What You Need to Know

Already Paid?

Class 3 Payments to HMRC going back many years can be appealed and a refund issued if an error was made by HMRC staff.

Guarantee

Our Fees are 100% refunded if there is no change in HMRC’s decision about which Class of contributions you are eligible to pay.

What Our Clients Say
“

Niamh O'Kennedy

I thought the HMRC application form to pay voluntary National Insurance Contributions looked quite straightforward so didn’t see why I should pay someone to help me when my circumstances appeared very black and white and I was clearly eligible. I applied in mid-January 2024 but then was horrified when I was rejected by HMRC in early March for the cheap Class 2 rate as expected.


I got XtraPension to appeal on my behalf quoting the relevant EC Directives and Brexit Withdrawal Treaty Articles of Legislation along with the relevant Class 2 criteria back to HMRC. Their appeal was successful and I got my letter of approval for Class 2 in early May 2024.

This saved me approx €14,000 on buying the past years alone never mind the saving on my many future years. I was so relieved and delighted with the result!! I could not recommend John Ring and the team at XtraPension more!

Posted on
Google

Start Your Appeal Today

You can Appeal if you are ALREADY
getting UK State Pension now.

An Appeal will NOT impact how much Pension you get regardless of the Appeal's outcome.

Watch: Class 2 V Class 3 Explained

HMRC Class 2 v Class 3
Voluntary Contributions Explained

our fees

Our Fees by Country

Fees
Amount
Payable When?
A Initial deposit
€100
To start
B Appeal fee
€900
When HMRC gets your appeal from us
Cost to appeal Including EU VAT where applicable
€1,000
100% refunded if HMRC rejects your appeal
C Success fee
€500
When HMRC confirms a change in class
Total cost if successful Including EU VAT where applicable
€1,500
Your total cost if HMRC approves your appeal for Class 2 years

*Appeals can take 18 months or more for HMRC to process!

Year
Class 2
Class 3
2006
£163.80
£824.20
2007
£163.80
£824.20
2008
£166.95
£840.05
2009
£163.80
£824.20
2010
£163.80
£824.20
2011
£163.80
£824.20
2012
£163.80
£824.20
2013
£163.80
£824.20
2014
£166.95
£840.05
2015
£163.80
£824.20
2016
£163.80
£824.20
2017
£163.80
£824.20
2018
£163.80
£824.20
2019
£166.95
£840.05
2020
£163.80
£824.20
2021
£158.60
£800.80
2022
£163.80
£824.20
2023
£179.40
£907.40
2024
£179.40
£907.40
2025
£182
£923
2026
n/a
£956.80
Total
£3,329.65 £17,730.15
Euro equivalent €4,000 €21,000

Did You Work for 1+ Years in the UK?

XtraPension are UK State Pension Experts helping clients maximise their retirement income through Voluntary National Insurance, Unclaimed Pensions and Missing Pensioner Allowances.

This website uses rounded Euro approximations to explain the overall HMRC process, estimated costs and benefits in a simple jargon-free way.
‍
Where we say €230 for a cheap (Class 2) year or €1,150 for standard (Class 3) years, the actual figures are £189 and £956 per year respectively.

Where we say a full UK State Pension is €15,000, the actual figure is £12,548 (effective April 2026).

We do not offer pension or financial advice, nor do we handle client money intended for HMRC. If in doubt, please contact a financial advisor.
 
Quotes by journalists regarding the UK State Pension TopUp opportunity are not endorsements by them of XtraPension Ltd.
 
XtraPension Ltd is an Irish company (749802)

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Serving clients in 54 countries.
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